If you've recently moved to Germany, you've probably received a letter from the "ARD ZDF Deutschlandradio Beitragsservice" asking you to pay €18.36 per month. Welcome to the Rundfunkbeitrag – Germany's broadcasting fee that everyone loves to complain about but has to pay anyway.

This guide will walk you through everything you need to know about sorting trash and recycling in Berlin, so you can avoid those awkward moments with your neighbors (and potential fines).

Germany uses three different tax numbers, each serving a specific purpose. Once you understand what each number is for, it all makes sense. Let's break down the three tax numbers you'll encounter in Germany and when you actually need each one.

Private health insurance thresholds in Germany rise to €77,400 in 2026. Learn how increased income requirements affect expats and what higher social insurance contributions mean for you. Expert English-speaking advice.

Elternzeit is Germany's job-protected parental leave system that allows each parent to take up to three years off work per child while keeping their job secure. It's designed for maximum flexibility, but comes with important planning requirements.

The Anmeldung is Germany's mandatory resident registration process that must be completed within 14 days of moving, requiring a landlord confirmation form and serving as the key to accessing essential services like banking, tax IDs, and government benefits in Berlin...

Private pension insurance in Germany provides retirement income security, especially for freelancers and self-employed individuals, offering two main options: Basisrente with substantial tax benefits but restricted access, and regular pension plans with flexible...

Life insurance in Germany provides financial security for loved ones through a one-time payment upon death, with coverage sums typically calculated at 3-5 times annual gross income and varying contract structures for married couples, unmarried partners, and business protection...