What insurances you need naturally depends on your individual situation: how long you are planning to stay in Germany, whether you are a freelancer or employed, whether you have kids...

Health insurance in Germany is mandatory and therefore a requirement in order to be granted a visa of any kind in Germany. That holds true for a short-term stay, for working in Germany for a few years and...

Each private insurer must offer a basic plan, which is comparable in its benefits to those of the GKV. In addition, there are basic benefits that must be covered and are prescribed by law...

It can go very quickly: you drive your bike through a red light, a car has to swerve and drives against a wall. The car is completely destroyed and the wall is also damaged...