Business liability insurance is crucial for businesses and freelancers as it provides financial protection against claims of property damage or injuries caused by the business's operations, products, or services. This insurance prevents significant financial losses and ensures business stability.
This insurance provides coverage for the physical assets and equipment of a company, including furniture, inventory, supplies or technical equipment against risks such as fire, theft, and natural disasters. It helps businesses protect their valuable assets and recover financially in the event of unexpected damage or loss.
Financial liability insurance protects professionals, such as financial advisors, brokers, or consultants, against financial losses caused by professional errors, negligence, or omissions. This insurance also ensures that business can operate with confidence and financial security while serving their clients.
Business legal expenses insurance enables access to legal expertise and supports businesses in defending their rights, pursuing claims and handling legal matters efficiently without losing a substantial amount of capital.
Cyber threats are real. Cyber security insurances are therefore increasingly recommended as they provide protection against the costs of responding to and recovering from cyberattacks, including legal expenses, notification costs, forensic investigations, and potential liability claims.
D&O insurance, short for Directors and Officers insurance, provides liability coverage for company directors and officers against claims brought against them in their function as executives.
Self-employed persons can choose whether to take out private or statutory health insurance, but you have to pay the entire contributions on your own. The advantage of private health insurance is that it works like a modular system: You can adjust the benefits individually and thus also the costs.
If you own an entire building, a building insurance is essential. With this insurance, you cover the very substance of your property against the big risks such as fire or water damages, storm or hail. This insurance safeguards from significant financial losses by covering the costs of repairs or rebuilding, ensuring the long-term protection of your investment.
